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How do you make a claim on the civil liability insurance?

Follow this step-by-step plan

o2o avatar
Written by o2o
Updated over 2 months ago

Have you been involved in a third-party accident and want to be compensated through your civil liability insurance? Then follow this step-by-step plan.

Step 1: Collect the documents for your file

Damage from collision with a car

  1. Fill out the European collision form: this form is in the other party's car.

  2. Use the following insurance details for the Insurance Company section:

    • Name: Ethias NV

    • Contract number: 22.000.084

    • Insurance broker: Vanbreda Risk & Benefits NV, Plantin en Moretuslei 297, 2140 Borgerhout

    • Damage to vehicle insured in contract: No.

  3. Do you not have a European collision form? Call the police to obtain a police report (PV) or certificate of traffic accident.

Damage with a pedestrian or other cyclist

  1. Call the police to obtain a police report (PV) or certificate of traffic accident.

  2. Provide a detailed description of the facts in the PV

    • The reason and cause of the accident

    • The time of the accident

    • A site description

    • The details of the other party (if known) and who was at fault.

    • The frame number of the Bicycle

    • Other relevant information.

Important information

  • Frame number: make sure the frame number of the lease bicycle is indicated on the PV or certificate. Found in myo2o Biker under Your Bicycle(s) and then Your Bicycle(s) features.

  • Insurance information: if insurance details are needed, use the information from the insurance company (see above).

Step 2: Report the damage

If the civil liability insurance is not through o2o

Start up an insurance dossier with your family insurance provider

Report your accident to your family insurance provider along with the above-mentioned documents.

If the civil liability insurance is through o2o

Start an insurance dossier with o2o via myo2o Biker

Once logged into myo2o Biker, go to the Damage/Theft button. After that, you will be easily guided through the complete process.

Step 3: The insurance provider handles your case

Upon receipt of your complete dossier, the insurance provider will process your claim and decide whether the damage is covered (see also the insurance terms and exclusions under General Terms and Conditions).

Need help?

Then contact o2o at the phone number: +32 9 296 40 12.

Or contact our helpdesk. We will be glad to help you further.

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